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.SiteFooter-module__wWXZva__explore{border-top:1px solid var(--line);background:var(--paper-card);margin-top:4rem;padding:3rem 1.5rem}.SiteFooter-module__wWXZva__exploreInner{max-width:var(--maxw);margin:0 auto}.SiteFooter-module__wWXZva__exploreKicker{letter-spacing:.16em;color:var(--refund);margin-bottom:1.2rem;font-size:12px}.SiteFooter-module__wWXZva__exploreGrid{grid-template-columns:repeat(3,1fr);gap:1rem;display:grid}.SiteFooter-module__wWXZva__exploreCard{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius-lg);flex-direction:column;gap:.25rem;padding:1.1rem 1.2rem;transition:border-color .15s,transform .15s;display:flex;position:relative}.SiteFooter-module__wWXZva__exploreCard:hover{border-color:var(--refund);transform:translateY(-2px)}.SiteFooter-module__wWXZva__exploreTitle{color:var(--ink);padding-right:1.2rem;font-weight:600}.SiteFooter-module__wWXZva__exploreDesc{color:var(--muted);font-size:.88rem}.SiteFooter-module__wWXZva__exploreArrow{color:var(--refund);position:absolute;top:1.1rem;right:1.1rem}.SiteFooter-module__wWXZva__footer{background:var(--ink);color:var(--paper);padding:3rem 1.5rem 2rem}.SiteFooter-module__wWXZva__inner{max-width:var(--maxw);grid-template-columns:1.1fr 2.4fr;gap:2.5rem;margin:0 auto;display:grid}.SiteFooter-module__wWXZva__brandCol{flex-direction:column;align-items:flex-start;gap:.9rem;display:flex}.SiteFooter-module__wWXZva__mark{font-family:var(--font-mono);letter-spacing:-.04em;font-size:1.05rem;font-weight:600}.SiteFooter-module__wWXZva__mark span{color:var(--refund-bright)}.SiteFooter-module__wWXZva__tagline{color:#f1f4efb3;max-width:30ch;font-size:.92rem;line-height:1.55}.SiteFooter-module__wWXZva__footCta{background:var(--refund);color:#fff;border-radius:var(--radius);padding:.6rem 1.2rem;font-size:.92rem;font-weight:600}.SiteFooter-module__wWXZva__footCta:hover{background:var(--refund-bright)}.SiteFooter-module__wWXZva__linkCols{grid-template-columns:repeat(4,1fr);gap:1.5rem;display:grid}.SiteFooter-module__wWXZva__col p.SiteFooter-module__wWXZva__colHead{font-family:var(--font-mono);letter-spacing:.12em;text-transform:uppercase;color:var(--refund-bright);margin-bottom:.8rem;font-size:.72rem}.SiteFooter-module__wWXZva__col ul{flex-direction:column;gap:.5rem;margin:0;padding:0;list-style:none;display:flex}.SiteFooter-module__wWXZva__col a{color:#f1f4efc7;font-size:.9rem}.SiteFooter-module__wWXZva__col a:hover{color:var(--refund-bright)}.SiteFooter-module__wWXZva__legal{max-width:var(--maxw);border-top:1px solid #f1f4ef29;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:.8rem 1.5rem;margin:2.4rem auto 0;padding-top:1.6rem;display:flex}.SiteFooter-module__wWXZva__note{letter-spacing:.04em;color:#f1f4ef80;font-size:11px}.SiteFooter-module__wWXZva__legalLinks{flex-wrap:wrap;gap:1.2rem;font-size:.85rem;display:flex}.SiteFooter-module__wWXZva__legalLinks a{color:#f1f4efb3}.SiteFooter-module__wWXZva__legalLinks a:hover{color:var(--refund-bright)}@media (max-width:860px){.SiteFooter-module__wWXZva__exploreGrid{grid-template-columns:repeat(2,1fr)}.SiteFooter-module__wWXZva__inner{grid-template-columns:1fr;gap:2rem}.SiteFooter-module__wWXZva__linkCols{grid-template-columns:repeat(2,1fr)}}@media (max-width:480px){.SiteFooter-module__wWXZva__exploreGrid{grid-template-columns:1fr}}
.content-module__xI3Ojq__main{max-width:760px;margin:0 auto;padding:2.8rem 1.5rem 1rem}.content-module__xI3Ojq__kicker{letter-spacing:.16em;color:var(--refund);margin-bottom:.7rem;font-size:12px}.content-module__xI3Ojq__crumb{color:var(--muted);margin-bottom:1rem;font-size:.9rem}.content-module__xI3Ojq__crumb a{color:var(--refund)}.content-module__xI3Ojq__h1{font-size:clamp(2rem,4.6vw,2.9rem)}.content-module__xI3Ojq__lede{color:var(--ink-soft);margin-top:1.1rem;font-size:1.12rem;line-height:1.65}.content-module__xI3Ojq__inlineLink{color:var(--refund);text-underline-offset:2px;text-decoration:underline}.content-module__xI3Ojq__definition{background:var(--refund-wash);border-left:3px solid var(--refund);border-radius:0 var(--radius) var(--radius) 0;color:var(--ink);margin-top:1.2rem;padding:1.1rem 1.3rem;font-size:1.08rem;line-height:1.6}.content-module__xI3Ojq__cta{background:var(--refund);color:#fff;border-radius:var(--radius);align-items:center;margin-top:1.6rem;padding:.85rem 1.6rem;font-weight:600;transition:background .15s;display:inline-flex}.content-module__xI3Ojq__cta:hover{background:var(--refund-bright)}.content-module__xI3Ojq__h2{margin:2.4rem 0 1rem;font-size:1.45rem}.content-module__xI3Ojq__list,.content-module__xI3Ojq__steps{color:var(--ink-soft);flex-direction:column;gap:.6rem;margin:0;padding-left:1.3rem;font-size:1.02rem;line-height:1.55;display:flex}.content-module__xI3Ojq__cards{grid-template-columns:repeat(2,1fr);gap:1rem;margin:2.4rem 0 0;padding:0;list-style:none;display:grid}.content-module__xI3Ojq__card{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);flex-direction:column;height:100%;padding:1.3rem;transition:border-color .15s,transform .15s;display:flex}.content-module__xI3Ojq__card:hover{border-color:var(--refund);transform:translateY(-2px)}.content-module__xI3Ojq__cardTitle{margin:0 0 .5rem;font-size:1.15rem}.content-module__xI3Ojq__cardText{color:var(--ink-soft);flex:1;font-size:.95rem;line-height:1.5}.content-module__xI3Ojq__cardLink{color:var(--refund);margin-top:.8rem;font-size:.92rem;font-weight:500}.content-module__xI3Ojq__faqSection{margin-top:2.6rem}.content-module__xI3Ojq__faqItem{border-bottom:1px solid var(--line)}.content-module__xI3Ojq__faqItem:first-of-type{border-top:1px solid var(--line)}.content-module__xI3Ojq__faqQ{cursor:pointer;font-family:var(--font-display);padding:1.1rem 2rem 1.1rem 0;font-size:1.05rem;font-weight:700;list-style:none;position:relative}.content-module__xI3Ojq__faqQ::-webkit-details-marker{display:none}.content-module__xI3Ojq__faqQ:after{content:"+";color:var(--refund);font-size:1.4rem;position:absolute;top:.9rem;right:.2rem}.content-module__xI3Ojq__faqItem[open] .content-module__xI3Ojq__faqQ:after{content:"−"}.content-module__xI3Ojq__faqA{color:var(--ink-soft);padding:0 0 1.2rem;line-height:1.6}.content-module__xI3Ojq__toolBox{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);margin-top:2.6rem;padding:1.6rem}.content-module__xI3Ojq__toolBox p{color:var(--ink-soft);margin-top:.5rem}.content-module__xI3Ojq__relatedList{flex-direction:column;gap:.6rem;margin:1rem 0 0;padding:0;list-style:none;display:flex}.content-module__xI3Ojq__relatedList a{color:var(--refund);font-weight:500}@media (max-width:560px){.content-module__xI3Ojq__cards{grid-template-columns:1fr}}
.calculator-module__8CRjdG__main{max-width:760px;margin:0 auto;padding:2.8rem 1.5rem 1rem}.calculator-module__8CRjdG__kicker{letter-spacing:.16em;color:var(--refund);margin-bottom:.7rem;font-size:12px}.calculator-module__8CRjdG__h1{font-size:clamp(2rem,4.6vw,2.9rem)}.calculator-module__8CRjdG__lede{color:var(--ink-soft);margin-top:1rem;font-size:1.1rem;line-height:1.6}.calculator-module__8CRjdG__inlineLink{color:var(--refund);text-underline-offset:2px;text-decoration:underline}.calculator-module__8CRjdG__body{color:var(--ink-soft);line-height:1.65}.calculator-module__8CRjdG__h2{margin:2.4rem 0 1rem;font-size:1.45rem}.calculator-module__8CRjdG__calc{grid-template-columns:1fr 1fr;align-items:start;gap:1.25rem;margin-top:1.8rem;display:grid}.calculator-module__8CRjdG__inputs{background:var(--paper-card);border:1px solid var(--line);border-radius:var(--radius-lg);flex-direction:column;gap:1.2rem;padding:1.4rem;display:flex}.calculator-module__8CRjdG__field{flex-direction:column;gap:.4rem;display:flex}.calculator-module__8CRjdG__fieldLabel{font-size:.95rem;font-weight:600}.calculator-module__8CRjdG__moneyInput{border:1px solid var(--line-strong);border-radius:var(--radius);background:var(--paper);font-family:var(--font-mono);align-items:center;gap:.4rem;padding:.6rem .8rem;font-size:1.15rem;display:flex}.calculator-module__8CRjdG__moneyInput input{width:100%;font:inherit;color:var(--ink);background:0 0;border:none;outline:none}.calculator-module__8CRjdG__hint{color:var(--muted);font-size:.82rem}.calculator-module__8CRjdG__toggle{color:var(--ink-soft);cursor:pointer;align-items:flex-start;gap:.6rem;font-size:.95rem;display:flex}.calculator-module__8CRjdG__toggle input{accent-color:var(--refund);width:18px;height:18px;margin-top:.2rem}.calculator-module__8CRjdG__result{background:var(--ink);color:var(--paper);border-radius:var(--radius-lg);padding:1.6rem}.calculator-module__8CRjdG__resultLabel{letter-spacing:.08em;color:var(--refund-bright);text-transform:uppercase;font-size:.85rem}.calculator-module__8CRjdG__resultBig{font-family:var(--font-display);letter-spacing:-.02em;margin:.3rem 0 1.1rem;font-size:2.6rem;font-weight:800}.calculator-module__8CRjdG__breakdown{border-top:1px solid #f1f4ef29;margin:0}.calculator-module__8CRjdG__breakdown>div{border-bottom:1px solid #f1f4ef1f;justify-content:space-between;gap:1rem;padding:.6rem 0;font-size:.95rem;display:flex}.calculator-module__8CRjdG__breakdown dt{color:#f1f4efbf}.calculator-module__8CRjdG__breakdown dd{margin:0;font-weight:500}.calculator-module__8CRjdG__net dt,.calculator-module__8CRjdG__net dd{color:var(--paper);font-weight:700}.calculator-module__8CRjdG__disclaimer{color:#f1f4ef99;margin-top:1rem;font-size:.8rem;line-height:1.5}.calculator-module__8CRjdG__cta{background:var(--refund);color:#fff;border-radius:var(--radius);margin-top:1.2rem;padding:.8rem 1.4rem;font-weight:600;transition:background .15s;display:inline-flex}.calculator-module__8CRjdG__cta:hover{background:var(--refund-bright)}.calculator-module__8CRjdG__faqItem{border-bottom:1px solid var(--line)}.calculator-module__8CRjdG__faqItem:first-of-type{border-top:1px solid var(--line)}.calculator-module__8CRjdG__faqQ{cursor:pointer;font-family:var(--font-display);padding:1.1rem 2rem 1.1rem 0;font-size:1.05rem;font-weight:700;list-style:none;position:relative}.calculator-module__8CRjdG__faqQ::-webkit-details-marker{display:none}.calculator-module__8CRjdG__faqQ:after{content:"+";color:var(--refund);font-size:1.4rem;position:absolute;top:.9rem;right:.2rem}.calculator-module__8CRjdG__faqItem[open] .calculator-module__8CRjdG__faqQ:after{content:"−"}.calculator-module__8CRjdG__faqA{color:var(--ink-soft);padding:0 0 1.2rem;line-height:1.6}@media (max-width:640px){.calculator-module__8CRjdG__calc{grid-template-columns:1fr}}
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.glossary-module__5TEC3G__list{margin:2rem 0 0}.glossary-module__5TEC3G__row{border-bottom:1px solid var(--line);grid-template-columns:1fr 1.6fr;gap:1.5rem;padding:1rem 0;display:grid}.glossary-module__5TEC3G__row:first-child{border-top:1px solid var(--line)}.glossary-module__5TEC3G__row dt{font-weight:600}.glossary-module__5TEC3G__row dt a{color:var(--ink)}.glossary-module__5TEC3G__row dt a:hover{color:var(--refund)}.glossary-module__5TEC3G__row dd{color:var(--ink-soft);margin:0;font-size:.96rem;line-height:1.55}.glossary-module__5TEC3G__relatedTerms{flex-wrap:wrap;gap:.6rem;margin:1rem 0 0;padding:0;list-style:none;display:flex}.glossary-module__5TEC3G__relatedTerms a{background:var(--paper-card);border:1px solid var(--line);color:var(--refund);border-radius:999px;padding:.4rem .8rem;font-size:.9rem;display:inline-block}.glossary-module__5TEC3G__relatedTerms a:hover{border-color:var(--refund)}@media (max-width:560px){.glossary-module__5TEC3G__row{grid-template-columns:1fr;gap:.4rem}}
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